Community Housing Improvement Program (CHIP)

Down Payment Assistance Program

The Community Housing Improvement Program (CHIP) Down Payment Assistance Program provides a silent second loan in the form of down payment assistance and eligible closing costs. The City will provide financing up to a $10,000, which enables a low to moderate income person(s) or family to purchase a vacant or owner-occupied home for sale within the Pasco city limits.

Apply for Funding

Get pre-approved for a mortgage by an area lender.
Enroll and complete a first-time homebuyer education class through Community Frameworks. Visit the Community Frameworks website here for class dates.
Shop for a home.
Enter into a purchase and sales agreement with the seller.
Complete and return the

City of Pasco
Community & Economic Development Department
525 N. Third Avenue, Second Floor
Pasco, WA 99301

Along with the current Tri-Cities HOME Consortium Down Payment Assistance Application, please turn in all supporting documentation which can be found here: Down Payment Assistance Checklist.

Funding for the Down Payment Assistance Program is served on a first-come, first-eligible basis.

For more information, please contact CHIP or (509) 545-3441.